Opinions expressed in articles are those of the individual author(s) and do not necessarily reflect the views of Market Briefings or its sponsors. Articles are for general information purposes only and are not intended to be relied upon in making (or not making) financial or investment decisions. Views or opinions expressed within articles are intended as general information only and are not intended as personal recommendations or individual financial advice. Any opinions, forecasts, figures, statements on market trends or investment strategies expressed, are considered to be reliable at the time of writing, but no guarantee can be given as to accuracy, as they may be subject to change.
Appropriate independent financial advice relevant to your own individual circumstances should always be sought before making any decisions regarding your finances.
WARNINGS
It is important to remember that all investments carry some risk. Please remember that past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amounts originally invested. Exchange rate changes may cause the value of any overseas investments to rise or fall.
The value of many investments has fallen significantly over the last few weeks and there may be further falls as Covid-19 continues to have an impact on the economy. When markets fall like this, many people are tempted to withdraw their money to protect it. This can lead to the investment being sold at loss that might have been avoided if the investment were held for the long term.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. The tax treatment is dependent on your individual circumstances and may be subject to change in the future.
EIS/VCTs – Your capital may be at risk. Tax treatment is dependent on individual circumstances and may be subject to change in future. In addition, the availability of tax reliefs depends on the companies invested in maintaining their qualifying status. Please refer to the HM Revenue & Customs website for further guidance on the tax relief available on EIS/VCT investments.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please Note: Some forms of Buy to Let advice are not regulated by the Financial Conduct Authority.
To understand the features and risks of Equity Release plans, Lifetime Mortgages or Home Reversion plans, ask for a personalised illustration.
Trusts and Tax Planning are not regulated by the Financial Conduct Authority.
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