Commercial Property Market Review – October 2020

Our monthly property market review is intended to provide background to recent developments in commercial property markets, as well as to give an indication of how some key issues could impact in the future. Google commits to London office space Although the multinational US tech giant has informed its 4,500 staff in the UK they … Continue reading “Commercial Property Market Review – October 2020”

The EU gets serious about net zero

The Green revolution is wide-ranging and will have a huge impact on all our lives and investments. The European Council was advised by the Commission on Thursday night last week that it needed to up its game and go for a much higher target of carbon dioxide reduction by 2030. The Commission proposes a 55% … Continue reading “The EU gets serious about net zero”

3 reasons why coronavirus should not change your long term investment strategy

Markets last week finally woke up to the negative implications of the growing global spread of coronavirus. Initial views that it was largely a Chinese problem, with isolated cases elsewhere in Asia and the Middle East, left investors indifferent and markets held relatively firm, despite the daily rise in number of reported infections and deaths. … Continue reading “3 reasons why coronavirus should not change your long term investment strategy”

How long will you live and what does it mean for your investments?

Latest life expectancy data shows that your money will need to last a lot longer than you might be thinking.  Thirty-five years ago, an average 60-year old man could have expected to live an extra 18 years, to age 78. Today, the average 60-year old man should expect to live to 85. That’s according to … Continue reading “How long will you live and what does it mean for your investments?”

What are the different styles of investing?

When it comes to share investing there are plenty of theories about what might produce the best returns. There is no single right answer to investing. People’s needs differ. People’s attitudes to risk vary. Market moods swing, making it difficult to be sure which type of investment will do well. All these uncertainties do not … Continue reading “What are the different styles of investing?”

ESG: Responsible investing or investing diligently?

The idea of ESG, which stands for Environmental, Social and Governance, is becoming increasingly important within the investment world. Regulators and policy makers are encouraging the integration of ESG considerations in Discretionary Fund Managers’ investment processes, while increasing client demand for responsible investment services means that advisers can no longer afford to ignore the ESG … Continue reading “ESG: Responsible investing or investing diligently?”

Have investors missed the real revolution in electric vehicles?

Electric vehicles (EVs) have reached a clear inflection point. Product quality has improved and consumer availability is expanding rapidly. Perhaps most importantly, the cost of electric car ownership is finally approaching parity with traditional combustion engine cars. The colourful stories within the industry have also helped generate interest: the spectacular and turbulent growth story of … Continue reading “Have investors missed the real revolution in electric vehicles?”

29 reasons not to invest in the stock market

Wars, disasters, economic strife and political instability have been persistent themes over the last three decades and they can affect people’s attitude towards investing. In many cases they make an already tough decision to part with your money and invest even harder, leading some to not invest at all. Behavioural scientists have a name for … Continue reading “29 reasons not to invest in the stock market”

Cyber-risk: how investors can prepare for the unpredictable

Cyber crime continues to create significant costs for companies globally, but understanding the risk means going beyond a formulaic assessment of policies.  Digital data has grown exponentially in recent years, spurred by increased penetration of mobile devices and consumption of online services. The rapid expansion in the volume of data companies store, many of which … Continue reading “Cyber-risk: how investors can prepare for the unpredictable”

Why I need a financial adviser

Combining risk frameworks with appropriate asset allocation is no mean feat. Economists call them “teachable moments” – life events which make us think more about long-term financial planning. Until my 40th birthday, I barely thought of my mortality. But since then I have barely thought of anything else. A major birthday milestone, combined with the … Continue reading “Why I need a financial adviser”

Choosing assets for a portfolio

Asset allocation is central to creating a portfolio. The investor has to decide how much, if any, to have in shares, or bonds, or property. Those big picture decisions usually have the biggest impact on how much money you make or lose. At Charles Stanley we spend a lot of time and effort trying to … Continue reading “Choosing assets for a portfolio”

Call of the city – how investors can profit from urbanisation

When we think about urbanisation, we often conjure images of newly constructed skyscrapers in Asia or rapidly-growing cities in South America or Africa. Indeed, the proportion of the world’s population living in towns and cities is forecast to increase from just over half today to two thirds by 2050 (source United Nations). Most of this … Continue reading “Call of the city – how investors can profit from urbanisation”

Ethical Investing: Myth vs. Reality

Ethical investing has been around for a long time, with the first recorded instance dating back to the 18th Century.  But despite its longevity, many investors are unaware that it is an option for them, and there are a number of common misconceptions.  In this short article, we provide the facts so you can make … Continue reading “Ethical Investing: Myth vs. Reality”